Insurance advice from an actual conversation, not a quote engine.
What's changed since you got covered?
Most people buy a policy once and never look at it again. Tap whatever fits, and it'll show you where to start.
Khush Parekh
Licensed life insurance advisorIndependent life and health insurance advisor based in Toronto. Works across multiple insurers rather than one, so a recommendation isn't tied to a single company's product line. The point is to find what fits you, not what's easiest to sell.
Still deciding what you need
Starting a family, buying a home, or just thinking ahead, we'll go through your priorities, what you're responsible for, and your budget, so you understand the actual options instead of a generic quote.
Talk through my optionsAlready have a policy
Worth a second look if it's been a few years. We'll walk through what you have, what's changed since, and whether it still makes sense.
Get a second opinionThree steps, thirty minutes, no pressure.
Reach out
Call, email, or fill out the form below, whatever's easiest for you.
Have the conversation
30 minutes, free, no obligation. By phone or video, whichever you prefer.
Get a clear next step
Either a plain-language recommendation, or confirmation that what you have is fine as-is.
Questions worth asking upfront
Yes. The first 30-minute conversation costs nothing and comes with no obligation to buy anything. If Khush recommends coverage afterward and you go ahead with it, that's when compensation comes from the insurer, not from you directly.
Nothing formal. It helps to have a rough sense of your income, any debts or dependents, and if you already have coverage, what type of policy it is and roughly when you got it. No documents needed for a first conversation.
Please don't. Email isn't a secure way to send that kind of detail. Keep the first email to contact info and general questions; anything medical or document-specific can be handled on a call or through a secure channel afterward.
Ontario, regulated by FSRA. If you're outside Ontario, say so up front and Khush can tell you whether a referral makes more sense.
No. Khush works with multiple insurers, so a recommendation is based on what fits your situation rather than a single carrier's product lineup.
Bring your questions. We'll start there.
Fill this in and it'll open your email app with everything filled out. Nothing sends until you hit send there, or just call.
Prefer to skip the form?
Call 437-366-4009 Email insurewithkp@gmail.comKeep a first email to contact details and general questions. Please don't send medical information or policy documents by email.